What is a Cash Advance or Payday Loan?

A cash advance or payday loan is a short-term loan that is typically repaid via a pre-authorized electronic withdrawal from your checking or savings account on your next payday.

Is A Payday Loan or Cash Advance Right For Me?

A payday loan can be a real benefit if you need short term cash for any type of emergency. The application process is quick and easy, and the money is usually in your account within 24 hours. Most lenders do not require credit checks or faxing of paperwork. You typically just need a job and an active checking or savings account. It is not a solution for longer term financial problems for which longer term financing may be more appropriate.

Am I Eligible for a Cash Advance or Payday Loan?

You must meet the following requirements to be eligible for a loan with one of our payday lenders:

  • Age - You must be at least 18 years of age to qualify for a deferred deposit
  • Income - Net income of at least $1000 per month.
  • Employment - Employed for at least 3 months.
  • Bank Account - Valid checking account open for at least 3 months and no more than 2 NSF's in the last month.

What Are the Repayment Options for My Cash Advance?

Primary Payment Method: A lender will automatically debit your bank account in the form of an ACH (Automated Clearing House) on your next payday for the advance amount plus a fee.

Additional Payment Methods: A lender may, at its discretion, accept additional forms of payment such as:

  • Moneygram Payments
  • PayPal
  • Credit Cards and Paypal






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We are not acting as a lender or a broker. The information provided by you is not an application for credit or a cash advance loan and the information will not be used to pre-qualify you with any lender. We will not check your credit history, verify the information you provide or charge you a fee of any kind. If you are matched with a lender or broker within our network, that lender or broker may provide a cash advance loan quote. We do not distribute the products of all lenders or brokers in the marketplace and therefore cannot guarantee the lowest price or best terms available in the market. All trademarks and logos appearing on this site are the property of their respective owners. Their appearance on this site does not indicate or imply an endorsement of our product.

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